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能滥用询问的权利任意扩大询问范围或者设置有歧义的用语。如果出现了概括性条款或者语焉不详、内容歧义的询问内容,应适用疑义利益解释规则,以实现案件的实质公平。  据了解,疑义利益解释原则是指,当保险合同中的条款存在歧义或模糊不清时,应作出对提供格式条款的一方(通常是保险公司)不利的解释。《保险法》也规定,“对合同条款有两种以上解释的,人民法院或者仲裁机构应当作出有利于被保险人和受益人的解释”。  她进

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